My Child Has a Disability, but We Make Too Much for Medicaid. What Are Our Options in Louisiana?

My Child Has a Disability, but We Make Too Much for Medicaid. What Are Our Options in Louisiana?

If your child has a disability but your household income is too high for regular Medicaid, you may still have options in Louisiana. Programs such as Act 421 Children’s Medicaid Option, Family Opportunity Act Medicaid, LaCHIP, the LaCHIP Affordable Plan, and certain developmental disability Medicaid waivers have different eligibility rules. This guide explains how these programs work, why parental income may not prevent Act 421 eligibility, and what families should know about Medicaid coverage, EPSDT, private insurance, and waiver opportunities.